These terms and conditions apply to the entire contents of all websites and webpages (Website) owned or managed by or on behalf of any of the White Bear group entities named below (together “We”, “White Bear Group” or “Blenheim”).
By accessing or using the Website, you agree at all times to abide by these terms and conditions, any additions or amendments to them, and to comply with all applicable laws and regulations. Please read these terms and conditions carefully before using the Website. If you do not accept these terms and conditions, please do not use the Website. These terms and conditions may be revised at any time. You should check these each time you revisit the Website.
Your use of the Website is subject to the Data Privacy Notice and Security and Cookie Policy, which sets out the terms on which we process any personal data or personal information collected from you, or that you provide to us, as well as information about the cookies on the Website and use of links to independent third parties.
By using the Website, you consent or are deemed to consent to the terms of the Privacy and Security and Cookie Policy, and you warrant that all information you provide is accurate.
Other than personally identifiable information, which is covered under our Data Privacy Notice, any material you transmit or post to the Website shall be considered non-confidential and non-proprietary. We shall have no obligations with respect to such material. We and our designees shall be free to copy, disclose, distribute, incorporate and otherwise use such material and all data, images, sounds, text and other things embodied therein for any and all commercial or non-commercial purposes.
Unless otherwise stated, the copyright in the design and architecture of the Website is owned by the White Bear Group entities. Any copying or unauthorised use of the design or contents other than as expressly permitted in these terms of use will infringe upon our rights. You may use the Website only as we expressly permit you to.
You are permitted to print and download extracts from the Website for your own use so long as no documents or related graphics are modified in any way; no graphics on the Website are used separately from the corresponding text; and the White Bear Group copyright and trademark notices appear in all copies. You must not use any part of the content of the Website for commercial purposes without obtaining a licence to do so from us or our licensors.
We may update the contents of the Website at any time. Although we strive to ensure that the information contained is accurate and complete. The content on the Website is provided for general information only. It is not intended to amount to advice on which you should rely. No representation or warranties are made (express or implied) as to the reliability, accuracy or completeness of such information and such information does not constitute investment or other advice nor any solicitation to participate in investment business.
We do not guarantee that the Website, or any content on it, will be free from errors or omissions. The material on the Website may be out of data, and we make no commitment to update such material.
We may remove and discard the Website or any content within the Website, for any reason, without notice. We are not liable if for any reason the Website is unavailable at any time or for any period. Access to the Website may be suspended temporarily and without notice.
No warranty is given that the Website is free from infection by viruses or anything else that has contaminating or destructive properties or that no damage will occur to your computer system as a consequence of use of the Website.
Content on the Website is provided “as is” and “as available”. The White Bear Group, any other party (whether or not involved in creating, producing, maintaining or delivering the Website), and any of the White Bear Group’s officers, directors, employees, shareholders or agents of any of them, exclude all liability and responsibility for any amount or kind of loss or damage that may result to you or a third party (including without limitation, any indirect or consequential loss or damages, or any loss of income, profits, goodwill, data, contracts, use of money, or loss or damages arising from or connected in any way to business interruption, and whether in tort (including without limitation negligence), contract or otherwise) in connection with the Website in any way or in connection with the use, inability to use or the results of use of the Website, any websites linked to the Website or the material on such websites, including but not limited to loss or damage due to viruses that may infect your computer equipment, software, data or other property on account of your access to, use of, or browsing the Website or your downloading of any material from the Website or any websites linked to the Website.
Nothing in this legal notice shall exclude or limit the Company’s liability for: death or personal injury caused by negligence (as such term is defined by the Unfair Contract Terms Act 1977); or fraud; or fraudulent misrepresentation; or any liability which cannot be excluded or limited under applicable law.
If a provision in these terms and conditions is or becomes illegal, invalid or unenforceable in any country, that will not affect the validity or enforceability in that country of any other provision or in other jurisdictions or that of any of the other provisions of the terms and conditions.
Any notice or communication given under or in connection with these terms and conditions shall be in English. All other documents provided under or in connection with these terms and conditions shall be in English.
These terms and conditions shall be governed by and construed in accordance with English law. Any disputes shall be subject to the exclusive jurisdiction of the English courts.
White Bear Capital Limited (company no. 10220701)
White Bear Corporate Services Ltd (company no. 11964018)
Blenheim Partnerships Limited (company no. 11955121)
Blenheim Underwriting Limited (company no. 10254215)
White Bear Corporate Capital Limited (company no. 77558460)
WBM US Insurance Services LLC (file no. 7089883)
All UK White Bear group companies are private limited companies registered in England and Wales at 7th Floor, 70 Mark Lane, London EC3R 7NQ, United Kingdom.
Blenheim Underwriting Limited (company no. 10254215) is the Lloyd’s managing agent of Blenheim Syndicate 5886 and is authorised by the Prudential Regulation Authority (FRN 767559) and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Blenheim Partnerships Limited (company no. 11955121) is authorised and regulated by the Financial Conduct Authority to perform general insurance activities (FRN 842485) from the United Kingdom and by the Guernsey Financial Services Commission as a Licensed Insurance Manager in the Bailiwick of Guernsey (license no. 2678906). Verde, Litmus Risk and White Bear Managers are registered trading names of Blenheim Partnerships Limited.
WBM US Insurance Services LLC is a Delaware limited liability company (file no. 7089883).